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The Right Loan for Life’s Right Now

Whether you're consolidating debt, covering unexpected expenses, or planning for something special, our personal loans offer the flexibility and support to help you move forward with confidence.

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Loan Options Designed for You 

Clear choices. Predictable access. No unnecessary steps.

At First Financial, we offer a range of personal lending solutions—built to fit your goals and keep you in control.

Choose the Lending Option That Works for You:

First Preferred Line of Credit

Access funds as needed with our variable rate credit line. Pay interest only on what you use, with flexible payments based on your balance—so you stay in control of your budget.

Savings Secured Loan

Use your First Financial savings account as collateral. Keep your savings intact while accessing funds with fixed monthly payments.

CD Secured Loan

Borrow against your First Financial CD and receive the total loan amount upfront, while your investment continues to grow. Fixed monthly payments make it easy to plan.

Support That’s Actually Personal 

Real people, real guidance. 

We've built our reputation on personal relationships and trusted advice. Our team is here to provide:  

  • In-person and digital support—choose what works best for you. 
  • Coverage across Illinois, Indiana, Kentucky, Tennessee, and  Georgia. 
  • A dedicated team that listens and helps you navigate your financial journey.  

Apply in Minutes. Get Funded Fast. 

A straightforward process to get you moving.

Connect With Us

Start your application online or visit a Banking Center. 

Apply Today

Choose Your Terms

Select a loan structure that aligns with your goals.

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Access Funds Quickly

Receive fast approvals and access your funds promptly.

Apply Today

Loans That Work for Your Life 

Financing for what matters most. 

Our personal loans can help you: 

  • Consolidate high-interest debt into manageable payments. 
  • Cover unexpected expenses or medical bills. 
  • Invest in home improvements or major purchases. 

Whatever comes next, we're here with clear terms and trusted support.

Let’s Make It Personal

Experience a loan process that's built around you.

Apply today—online or at a Banking Center—and get the financing experience you deserve quick, supportive, and tailored to your needs. 

Loans subject to credit approval