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Business Financing
Business Loans That Fit Your Vision  

You have goals. We have the lending strategies to get you there. Whether you’re hiring, upgrading, or expanding your footprint, First Financial offers fast decisions, flexible terms, and local experts who understand your business.

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Smart Lending Options. Real Business Impact.

Choose the loan that fits your next move—and move forward with confidence.
Equipment Financing

Upgrade with confidence—without disrupting cash flow. 


Finance up to 100% of what your business needs to stay competitive, from vehicles to IT systems and everything in between.

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Commercial Real Estate

Whether you’re acquiring an investment property, building a new location, or renovating your current space—success takes more than capital. It takes a partner who knows how to structure smart, scalable financing.

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Agriculture Financing

Every acre and every season matters. From planting to planning, your operation deserves more than a loan—it deserves a partner who understands the rhythm of your work and the legacy you're building.

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Small Business Loans 

Financing Built for Small Business Growth

Whether you're expanding your space or managing cash flow, our local lending team delivers quick decisions and practical solutions—so you can keep business moving forward.

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Government-Backed Financing

Secure flexible financing backed by federal and state agencies. Whether you're expanding, buying property, or covering operating costs, our government loan options reduce your risk and keep your business moving forward.

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Working Capital Lines

Don’t Let Cash Flow Interrupt Your Business

Unexpected costs or seasonal slowdowns shouldn’t hold your operations hostage. When you're waiting on receivables but need to move now, First Financial provides fast, flexible access to funding—so you can pay vendors, cover payroll, and keep moving forward.

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Get the Financial Support You Deserve

Why Businesses Choose First Financial

Quick Turnarounds

Applications are reviewed quickly, so you can move your business forward without the wait. 

Real Relationships

Our relationship-based approach means you work with people who understand your business—not just your balance sheet.

Financing That Fits

We offer flexible loan terms structured around your goals and cash flow—not ours.

Support That Shows Up

With convenient digital tools and local experts ready to help, you get the best of both worlds: ease and experience.

Let’s Build What’s Next, Together!

Picture your business with smoother cash flow, the right equipment in place, and space to grow—supported by a partner who understands what’s at stake. 

Subject to credit approval.