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Auto Loans That Put You in Control

Buying a car should feel like progress—not pressure. With First Financial, you get a clear, dependable loan backed by people who are here to help you move forward.

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Lending That Fits Your Journey

No guesswork. Just smart, flexible options.

Whether you’re buying your first car or upgrading to something new, our auto loans are built for your life—with simple terms, personal support, and fast answers.

Features That Move You Forward:

  • Flexible terms from 24 to 84 months 
  • Fixed interest rates for predictable payments 
  • Fast approvals for qualified applicants 
  • Simple applications—online or in person 
  • No penalty for early repayment 
  • 0.25% rate discount with automatic payments from a First Financial account 
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Real People. Real Decisions.

A lending partner that puts your needs first. 
We help individuals and families make smart moves with confidence. When you work with First Financial, you’re not just another application—you’re a relationship. 

Why Borrowers Choose First
  • Local decision-making
  • Personal reviews for all applications regardless of credit score 
  • Available across Illinois, Indiana, Kentucky, Tennessee, and Georgia

Your Loan. Your Pace.

Apply in minutes. Finalize with clarity.

Start Your Application

Online or at any Banking Center—wherever it’s easiest for you.

Choose Your Terms

Work with a loan expert to find the best fit for your goals.

Finalize & Drive Forward

Sign your loan documents and start the next chapter—on your terms.

Let’s Get You Behind the Wheel

No surprises. No delays. Just the clarity and support you need to move forward with confidence.

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Sample payment example: If you are approved for a $10,000 loan at 10% APR for a term of 60 months, you will pay $212.47 a month, and a total of $12,748.23 over the 60-month life of the loan. 

*Offer is subject to credit review and approval. Additional rates and terms are available.