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Certificates of Deposit
CDs That Support Your Goals

Whether you're saving for a future purchase, planning ahead for peace of mind, or building a stronger financial foundation, a First Financial Certificate of Deposit gives you the clarity and security to move forward—your way.

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Designed Around Your Life

Your savings goals aren’t one-size-fits-all—and your CD shouldn’t be either. We offer flexible, straightforward Certificate of Deposit options that grow with your plans.

  • Choose terms that match your timeline—from days to years 

  • Pick from fixed or variable rates to fit your comfort with risk

  • Set your interest payout schedule 

  • Enjoy FDIC insurance for added peace of mind

  • Start with as little as $1,000 for standard CDs or $2,500 for special rates 

No guesswork. No pressure. Just secure savings built around your goals—with a team that’s here to help, every step of the way.

Why First Financial CDs?

We understand that your goals—and your timeline—are personal. That’s why our CDs offer:

Flexible Term Options

Align your CD with personal goals—whether it's months away or years out.

Fixed or Variable Rates

Choose the earning style that fits your comfort and strategy.

Interest, Your Way

Schedule your interest payouts. 

Seamless Management

View and manage your CD alongside your other accounts, anytime.

Personalized Support

Talk to a banker who knows your name—and your financial goals.

How It Works

Meet with a Banker

We’ll help identify the CD structure that aligns with your goals, lifestyle, and savings plan.

Open Your CD

Choose how you’d like your interest paid.

Track & Renew Easily

Stay informed with secure digital access.

A Clear Path to Steady Growth

You don’t need to time the market or guess the right move. With First Financial CDs, you gain a savings solution built around what matters most to you—delivered with the clarity and confidence that only a trusted partner can provide.

First Financial reserves the right to refuse any deposit. There is a penalty for early withdrawal. Fees could reduce earnings. The rate available may differ depending upon the geographical location you are located in. For more information about current rates, please contact your local banking center or call 800-511-0045.