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Business Certificate of Deposit
Turn Idle Funds into Opportunity

When you're focused on running a business, your cash reserves should work just as hard. First Business CDs offer a safe, low-risk way to earn more—without adding complexity or compromising liquidity.

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Grow Your Reserves with Purpose

Inflation, low-yield accounts, and market unpredictability can leave your savings stagnant. Business CDs provide a clear alternative—offering guaranteed returns, flexible terms, and steady growth you can plan around.

Fixed-Rate Returns

Earn with certainty—your rate won’t change, no matter what the market does.

Flexible Terms

Choose terms as short as 30 days to fit your cash flow needs.

FDIC Insured

Your deposits are protected up to applicable limits for added peace of mind.

Personalized Support

Work with a relationship specialist who understands your business goals.

Why Business Owners Choose First Financial CDs

Clarity. Consistency. Confidence.

Managing business funds shouldn’t be complicated. Our Certificates of Deposit offer competitive interest rates, secure returns, and easy digital access—so you stay in control without the guesswork.

Need support? A dedicated Relationship Manager is ready to help with answers tailored to your goals.

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How It Works

Define Your Savings Strategy

Meet with a Banker to choose the CD term and structure that fits your business needs.

Schedule Appointment

Open and Fund Your CD

Start with as little as $1,000. Transfer funds easily from your business checking.

Business Checking

Track with Ease

Monitor performance in your Business Digital Banking.

Digital Banking

A Smarter Way to Hold Reserves

  • Terms as short as 30 days
  • Interest paid periodically
  • Early withdrawal penalties help protect your long-term focus
  • Designed to pair with Business Checking or Treasury tools

Make Every Dollar Count

Without a plan, idle funds lose potential. With First Financial CDs, you unlock consistent returns, structured growth, and guidance from a team who’s been trusted for nearly two centuries.