Skip to main content

We will be closed July 4 for Independence Day. 

FDIC FDIC-Insured – Backed by the full faith and credit of the U.S. Government

Express Small Business Loan

When your business needs funding, time matters. Whether it’s inventory, payroll, or a new piece of equipment— getting funding shouldn’t feel like a full-time job. First Financial’s Express Small Business Lending offers fast, reliable financing designed for everyday business needs— exclusive for First Financial clients.

Momentum Matters—We Help You Keep It

You’re running a business, not chasing paperwork. Whether you’re restocking for your busiest season or covering an unexpected gap, Express Small Business Lending gives you fast access to the funds that keep things moving.

Built for Today’s Needs

Working capital

Inventory & Equipment

Business-Use Vehicles

Smart Solutions. Built-In Flexibility.

With Express Small Business Lending, you get a straightforward process and funding you can count on.

Business-Ready Features
  • Term loans and lines of credit up to $100,000
  • Max total lending of $250,000 per business
  • Fixed rates with repayment terms up to 48 months
  • No collateral required 
  • Approvals in as little as 5 business days

Your 3-Step Path to Growth

With Express Small Business Lending, you get a straightforward process and funding you can count on.

Apply Online or In Person

Submit a brief application to get started.

Review & Tailor

Work with a small business lending specialist to align your loan terms with your goals.

Get Funded

Once approved, funds are deposited directly into your First Financial Business Checking account—often in as little as 5–10 business days.

Trusted Guidance That Doesn’t Slow You Down

You don’t have time to jump through hoops—and with First Financial, you won’t have to. We help businesses grow with clarity, speed, and personalized support. When you need fast financing backed by a real partner, we’re ready.

Subject to credit approval.