Looking for a mortgage lender in Knoxville, TN? Wes would love to help you finance your perfect home. With more than a decade of experience in roles such as Retail Lender, Mortgage Underwriter, and Mortgage Lender, Wes has a deep understanding of the mortgage lending process and is eager to help you every step of the way.
If you’re interested in building a home from the ground up, Wes is your man. He is a member of the Home Builders Association of Knoxville. He’ll answer questions about constructions loans and offer some extra guidance about the home building process.
Wes loves the outdoors. His favorite activities are golfing and fishing out on the East Tennessee lakes and rivers.
Knoxville, Tennessee Mortgage Solutions
Reach out to Wes to learn about our wide range of home financing solutions:
- Conventional: A traditional mortgage choice with several term length options and down payments from 3%.
- Adjustable Rate (ARM): A flexible option offering lower upfront initial rate and monthly payments followed by annual adjustments based on market conditions.
- FHA: Backed by the Federal Housing Administration, these loans have more accessible credit requirements and down payments as low as 3.5%.
- USDA Rural Housing: For buyers purchasing homes in designated rural areas, USDA home loans offer affordable rates and no down payment requirement.
- VA: Exclusively for eligible military and ex-military members and their spouses, VA loans pair no down payment requirements with lower interest rates.
- Jumbo Portfolio: For properties too large for other mortgage choices, a Jumbo Portfolio loan can provide the right financing.
- Quick Move: A program designed for homebuyers looking to sell their existing home within 60 days.
- Medical Professionals: With no down payment requirement, these loans can facilitate the purchase of a home for medical doctors, despite student loan balances.
- First Heroes Program: If you’re a full-time teacher, first responder, or U.S. service member, we’ll cover the cost of your appraisal with any home loan.
- Professionals Program: No down payment required for homebuyers with CPA designation or other certified financial professionals, Educators with a Ph.D., Architects, Certified Mortgage Bankers; Actuaries, or Lawyers with a Juris Doctorate or LLM degree.
Apply for a Mortgage in Tennessee
Ready to start on your journey to homeownership? At First Financial, our experienced mortgage lenders in our Knoxville, TN area are here to help. Contact Wes to discuss your mortgage options in Tennessee or apply online to get started today!