Whether you need extra money to cover a major expense, make a special purchase or pay off high-interest debt, a personal loan from First Financial Bank may be your best option. First Financial is a trusted local lender in Indiana, Illinois, Kentucky, Tennessee, and Georgia. Our local ownership results in swift decision-making on loan applications and the flexibility to tailor loans to meet the individual needs of our customers. Aside from traditional secured and unsecured personal loans, we offer financing for cars and recreation vehicles, and home equity lending options. Explore our personal loans and find one that works for you.
Personal lending options
Unsecured loan
An unsecured personal loan gives you the total amount you are borrowing up front and requires fixed monthly payments throughout your loan term.
CD secured
Use your First Financial CD to secure the loan you need. This personal loan gives you the total amount you are borrowing up front and requires fixed monthly payments.
Savings secured
Use your First Financial Savings to secure the loan you need. Get the total amount you are borrowing up front with fixed monthly payments throughout the life of the loan.
Other loan options
Credit cards
Platinum Mastercard®
No annual fee and 0% introductory APR on both purchases and balance transfers for six months.1 Earn 1.5 points for every dollar you spend, plus 500 bonus rewards points if you elect electronic statements.
Secured Platinum Mastercard®
Establish credit with a secured card! No minimum credit score required, no annual fee, and zero interest for six months! A $300 minimum security deposit into a First Financial Bank savings account is required.2
Home equity loans
Home equity fixed rate loan
A traditional installment loan in which the interest rate will remain the same during the term of the loan. Borrow what you need and receive a one-time cash payout at closing. Then you make regular payments during the fixed repayment period.
Home equity line of credit
Use the equity in your home with a revolving line of credit where interest rate can change during the life of the loan or line of credit, meaning payments may fluctuate.
Fast Track – Home equity line of credit
Use the equity in your home to access a revolving line of credit up to $75,000 in as little as 7 days.3
Vehicle loans
Auto loan
We offer competitive rates and fast credit decisions on new and used card loans. Spend less time at the dealership and get to where you are going.
Boat loan
We offer competitive rates and fast credit decisions on boat loans so you can spend less time at the dealership and more time on the water.
RV loan
We offer competitive rates and fast credit decisions on RV loans. Apply for an RV loan before you shop so you can start your adventure faster.
Sample payment example: If you are approved for a $10,000 personal loan at 10% APR for a term of 60 months, you will pay $212.47 a month, and a total of $12,748.23 over the 60-month life of the loan. Loan offer is subject to credit review and approval. Additional rates and terms are available.
- After the introductory six-month period, the APR on your purchases and balance transfers will be 17.24% to 24.99% based on your creditworthiness. This APR will vary with the market based on the Prime Rate.
- If a Secured Platinum Mastercard® application is approved with the minimum required security deposit, a security agreement is required and your account will be opened. Minimum initial credit line of $300 – There is no maximum – the amount deposited is equal to the amount of credit available.
- A maximum of $50,000 applies to First Mortgages. A $75,000 maximum applies to Second Mortgages.
* Cards are issued by First Financial Corporation and are subject to credit approval. Mastercard is a registered trademark of Mastercard International Incorporated. Other terms and conditions may apply.
