Looking for a home in Dayton, TN? As a resident of Spring City, TN, for over 25 years and with more than 15 years of experience working in Dayton, TN, Nanette brings unparalleled knowledge of the local market. Her roles have spanned from CSR, Branch Manager, to Loan Officer, providing her with a well-rounded perspective on the lending process. Nanette is passionate about helping clients finance their dream homes with ease and confidence.
With a strong commitment to her community, Nanette actively contributes to various local initiatives, including blood drives, St. Jude’s Trike-a-thon, Walk for Life-Care Center, and supporting local businesses and farmer’s markets. Her deep roots in the community and dedication to helping others make her a valuable asset to her clients and neighbors alike.
Nanette’s educational and professional certifications include:
- Business Administration & Management certificate
- Xinnix Certified Originator (XCO)
- Haberfeld sales certification
Tennessee and Georgia Mortgage Solutions
Reach out to Nannette to learn about our wide range of home financing solutions in the Dayton, TN and GA area:
- Conventional: A traditional mortgage choice with several term length options and down payments from 3%.
- Adjustable Rate (ARM): A flexible option offering lower upfront initial rate and monthly payments followed by annual adjustments based on market conditions.
- FHA: Backed by the Federal Housing Administration, these loans have more accessible credit requirements and down payments as low as 3.5%.
- USDA Rural Housing: For buyers purchasing homes in designated rural areas, USDA home loans offer affordable rates and no down payment requirement.
- VA: Exclusively for eligible military and ex-military members and their spouses, VA loans pair no down payment requirements with lower interest rates.
- Jumbo Portfolio: For properties too large for other mortgage choices, a Jumbo Portfolio loan can provide the right financing.
- Medical Professionals: With no down payment requirement, these loans can facilitate the purchase of a home for medical doctors, despite student loan balances.
- First Heroes Program: If you’re a full-time teacher, first responder, or U.S. service member, we’ll cover the cost of your appraisal with any home loan.
- Professionals Program: No down payment required for homebuyers with CPA designation or other certified financial professionals, Educators with a Ph.D., Architects, Certified Mortgage Bankers; Actuaries, or Lawyers with a Juris Doctorate or LLM degree.
Apply for a Mortgage in Tennessee or Georgia
Ready to start on your journey to homeownership? At First Financial, our experienced mortgage lenders in our Dayton, TN office are here to help. Contact Nanette to discuss your mortgage options in Tennessee and Georgia or apply online to get started today!
