Luke Wykoff

Mortgage Loan Originator

Looking for a home in Evansville, IN? Since 2013, Luke Wykoff has called Evansville, IN, his home, while also studying Public Relations and Advertising at University of Southern Indiana. As a Mortgage Loan Originator, Luke sees his role as a dream-maker, turning possibilities into realities, whether it’s a first home purchase, a construction loan, or the home of a lifetime.

Luke’s career has seen him thrive in various roles, including five years as an Outbound Consumer Lending Officer at Liberty Federal Credit Union and three years as a Relationship Banker at Old National Bank. His diverse experience, combined with his time in retail management, has equipped him with a deep understanding of customer needs and a commitment to exceptional service.

Beyond his professional life, Luke is a devoted family man, cherishing every moment with his wife, and their children. Outside of work and family, Luke is passionate about sports, especially basketball, football, and extreme sports, and he enjoys playing guitar, journaling, and writing music. He’s also actively involved in his community, contributing to foster care initiatives, the Indiana Chamber of Commerce, and the Young Professional Alliance.

Evansville Indiana Mortgage Solutions

Reach out to Luke to learn about our wide range of home financing solutions:

  • Conventional: A traditional mortgage choice with several term length options and down payments from 3%.
  • Adjustable Rate (ARM): A flexible option offering lower upfront initial rate and monthly payments followed by annual adjustments based on market conditions.
  • FHA: Backed by the Federal Housing Administration, these loans have more accessible credit requirements and down payments as low as 3.5%.
  • USDA Rural Housing: For buyers purchasing homes in designated rural areas, USDA home loans offer affordable rates and no down payment requirement.
  • VA: Exclusively for eligible military and ex-military members and their spouses, VA loans pair no down payment requirements with lower interest rates.
  • Jumbo Portfolio: For properties too large for other mortgage choices, a Jumbo Portfolio loan can provide the right financing.
  • Medical Professionals: With no down payment requirement, these loans can facilitate the purchase of a home for medical doctors, despite student loan balances.
  • First Heroes Program: If you’re a full-time teacher, first responder, or U.S. service member, we’ll cover the cost of your appraisal with any home loan.
  • Professionals Program: No down payment required for homebuyers with CPA designation or other certified financial professionals, Educators with a Ph.D., Architects, Certified Mortgage Bankers; Actuaries, or Lawyers with a Juris Doctorate or LLM degree.

Apply for a Mortgage in Evansville, IN

Ready to start on your journey to homeownership? At First Financial, our experienced mortgage lenders in our Evansville, IN office are here to help. Contact Luke to discuss your mortgage options in Evansville, IN or apply online to get started today!

Need other information?

Feel free to reach out directly by visiting a bank center, dropping us an email for a follow up or call us at (800) 511-0045. We’re here to help.