Looking for a mortgage lender in Indianapolis, Indiana? With a master’s degree in Management from Oakland City University and 16 years of banking industry expertise, consider Jay as your trusted Indiana mortgage lender and partner for your next home loan. Working out of First Financial’s Loan Production Office, Jay’s robust experience provides him with the right experience to help borrowers with mortgage origination and follow-through, whether it’s for VA, USDA, FHA, conventional or renovation loans.
A self-admitted “foodie,” Jay loves trying out the culinary offerings of Indianapolis independently owned restaurants. Jay is eager to help your family enjoy the first meal in your new kitchen!
Indianapolis, Indiana Mortgage Solutions
Reach out to Jay to learn about our wide range of home financing solutions:
- Conventional: A traditional mortgage choice with several term length options and down payments from 3%.
- Adjustable Rate (ARM): A flexible option offering lower upfront initial rate and monthly payments followed by annual adjustments based on market conditions.
- FHA: Backed by the Federal Housing Administration, these loans have more accessible credit requirements and down payments as low as 3.5%.
- USDA Rural Housing: For buyers purchasing homes in designated rural areas, USDA home loans offer affordable rates and no down payment requirement.
- VA: Exclusively for eligible military and ex-military members and their spouses, VA loans pair no down payment requirements with lower interest rates.
- Jumbo Portfolio: For properties too large for other mortgage choices, a Jumbo Portfolio loan can provide the right financing.
- Medical Professionals: With no down payment requirement, these loans can facilitate the purchase of a home for medical doctors, despite student loan balances.
- First Heroes Program: If you’re a full-time teacher, first responder, or U.S. service member, we’ll cover the cost of your appraisal with any home loan.
- Professionals Program: No down payment required for homebuyers with CPA designation or other certified financial professionals, Educators with a Ph.D., Architects, Certified Mortgage Bankers; Actuaries, or Lawyers with a Juris Doctorate or LLM degree.
Apply for a Mortgage in Indianapolis, Indiana
Ready to start on your journey to homeownership? At First Financial, our experienced mortgage lenders in Indy, Indiana are here to help. Contact Jay to discuss your mortgage options or apply online to get started today!
