Looking for a home mortgage lender in Knoxville, Tennessee? Cris’de has 20 years of mortgage experience, from origination to management, and assisting clients with their home lending needs. She is passionate about helping others navigate through the mortgage process and strives to provide them with the best experience, from origination to closing. Cris’de also has a vast knowledge of all products, with an extensive background in construction lending.
Cris’de is an active member of the Homebuilder’s Association of Greater Knoxville, the Professional Women in Building Council, the East Tennessee Realtors Association, and Knoxville Mortgage Bankers Association. She also enjoys traveling and spending time outdoors, at the beach, in the mountains, or anywhere in between.
Knoxville, Tennessee Mortgage Solutions
Reach out to Cris’de to learn about our wide range of home financing solutions:
- Conventional: A traditional mortgage choice with several term length options and down payments from 3%.
- Adjustable Rate (ARM): A flexible option offering lower upfront initial rate and monthly payments followed by annual adjustments based on market conditions.
- FHA: Backed by the Federal Housing Administration, these loans have more accessible credit requirements and down payments as low as 3.5%.
- USDA Rural Housing: For buyers purchasing homes in designated rural areas, USDA home loans offer affordable rates and no down payment requirement.
- VA: Exclusively for eligible military and ex-military members and their spouses, VA loans pair no down payment requirements with lower interest rates.
- Jumbo Portfolio: For properties too large for other mortgage choices, a Jumbo Portfolio loan can provide the right financing.
- Medical Professionals: With no down payment requirement, these loans can facilitate the purchase of a home for medical doctors, despite student loan balances.
- First Heroes Program: If you’re a full-time teacher, first responder, or U.S. service member, we’ll cover the cost of your appraisal with any home loan.
- Professionals Program: No down payment required for homebuyers with CPA designation or other certified financial professionals, Educators with a Ph.D., Architects, Certified Mortgage Bankers; Actuaries, or Lawyers with a Juris Doctorate or LLM degree.
Apply for a Mortgage in Knoxville, Tennessee
Ready to start on your journey to homeownership? At First Financial, our experienced mortgage lenders in Knoxville are here to help. Contact Cris’de to discuss your mortgage options or apply online to get started today!
