Find a commercial lending officer

Dan Laughner

Senior Commercial Relationship Manager

Covers: Danville IL

Commercial Lending is the perfect intersection of Dan’s experience with agricultural and financial experience, enabling him to provide exceptional service for our clients interested in commercial real estate, industrial and agricultural lending. Currently on the Board of Directors and Executive Committee of Vermilion Advantage, Board of Directors of the United Way of Danville Area Inc. and Warren County (Indiana) Farm Bureau Coop, Dan has heavily involved himself in his community he has called home for nearly 3 decades. He enjoys golfing, motorcycling and waterfowl hunting.

• BS in Agricultural Economics from Purdue University

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Dustin Smith

Senior Commercial Lending Officer

Covers: Pontiac, IL

Dustin began his banking career in 2006 after graduating from Southern Illinois University. In 2007 Dustin started working for First Financial Bank as a Commercial and Agricultural Lender in Pontiac, Illinois. Currently Dustin is the Vice President and Senior Commercial & Agricultural Lender serving our clients in the Pontiac & Bloomington, Illinois areas. Dustin believes in developing and cultivating long-term customer relationships and building a financial plan that fits his client’s needs. Dustin is active in the local 4-H program, FFA and GLCEDC. Dustin is married and has one son who competitively races his horses nationally. When Dustin and his family have free time they enjoy snowmobiling, riding side by sides, and horseback riding.

• 15 Years of Banking Experience
• B.S., Southern Illinois University Carbondale

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Michael Johnson

Commercial Relationship Manager

Covers: Danville, IL

With almost thirty years of experience, Michael has developed and maintained commercial relationships in the community, assisting with a wide array of banking possibilities. He not only helps with commercial lending but also helps clients find suitable financial options they need to manage their business and personal finances. In his free time he enjoys spending time with his family, attending his boys athletics events, fishing and golfing.

• Danville Area Community College – Associate Degree
• Illinois State University – Bachelors Degree in Agribusiness

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John Kempen

Senior Commercial Banking Executive

Covers: Champaign, IL

With an extensive background in banking and a focus on commercial lending, John is an excellent source for our business loan clients. His dedication in the community, where he has lived for 20 years, is a long list of associations to which he has volunteered his time including his current membership with the 100 Club of Illinois. A member of a large family that enjoys vacationing together, John also spends his free time water and snow skiing and hitting the golf course.

• Bachelor of Science in Finance from Eastern Illinois University

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Lee Cleary

Commercial Relationship Manager

Covers: Champaign, IL

Having started his career in commercial credit analysis, Lee has worked his way into commercial lending utilizing his experience and various experiencing to provide our clients with the best in business loan banking. On his favorite holiday, Halloween, Lee also celebrates his wedding anniversary with his wife with whom he is now expecting their first child in addition to their two Saint Bernard dogs. Lee enjoys travelling, golfing and cheering on the Green Bay Packer, St. Louis Cardinals and the Notre Dame Fighting Irish.

• BA in Accounting from Aurora University

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Jeffery M. Ulrich

Senior Commercial Relationship Manager

Covers: Bloomington/Normal, IL

Jeffrey started his career in banking in 1989. Before joining First Financial Bank, he was the Peoria Market Manager at J.P. Morgan Private Bank, Vice President of Specialty Commercial Lending at Northern Trust, and a Trust & Wealth Management Executive at Morton Community Bank. At First Financial, Jeffrey manages a commercial banking group, as well as existing and new commercial banking relationships and business development activities for commercial banking in central and northern Illinois. He enjoys spending time outdoors, with his family, and following Indiana University athletic teams.

• Bachelor of Science in Business Administration, Indiana University

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Alan Badger

Agricultural Commercial Relationship Manager

Covers: Sullivan, IN

Nearly two decades of experience in Farm Credit Services and a degree in Agricultural Economics contribute to the expert service Alan gives to his clients. As an Agricultural and Commercial lender, he assists clients in lending, treasury management and deposit services. Alan currently serves on the Board of Trustees for Sullivan County Community Hospital, as Treasurer of the Sullivan County Fair Board, 4-H Swine Barn Superintendent and several other association positions. With two adult children, Alan and his wife are afforded the time to enjoy traveling, camping, riding motorcycles and attending Purdue football and basketball games.

• Bachelor of Science in Agricultural Economics from Purdue University

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Brandon Bennett

Commercial Relationship Manager

Covers: Terre Haute, IN

A valued employee for over six years, Brandon began his banking journey analyzing loan reviews and is currently a Commercial Lending Officer, using his vast knowledge of the industry to best serve his clients with their financial needs. When not spending time with his wife and two daughters, Brandon gives back to the Terre Haute community volunteering with Real Men Read.

• Bachelor of Finance from Indiana State University

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Craig Kirk

Senior Commercial Banking Executive

Covers: Southern Indiana

A resident of Vincennes, Indiana for 52 years, Craig has engrossed himself into our community as a board chair and board member of too many foundations to list here. His extensive involvement in our community as well as his education and experience in the banking industry provide excellent lending, treasury management and deposit services to our clients. Expanding his knowledge, to better suit the changing industry, Craig has completed the RMA Cash Flow Analysis course as well as the ABA Loan Review certification. An avid sports fan, Craig also enjoys live music, traveling, golf, trout fishing and spending time with his wife and three daughters.

• BS of Finance from Indiana State University
• Associates Degree Business Administration from Vincennes University

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Lisa Swogger

Commercial Relationship Manager

Covers: Fort Wayne, IN

A member of the banking industry since 2003, Lisa has continued to excel in her ability to provide comprehensive bank solutions to her clients while obtaining new business and expanding market shares. Dedicated to expanding her banking knowledge, Lisa has completed education in both ABA Commercial Lending School and IBA Leadership Series. A member of the Fort Wayne community since college, Lisa provides a great insight and involvement in the area including serving on several Board of Directors, mentoring for the Big Brothers Big Sisters of Northeast Indiana, a committee member for Light the Night as well as being a licensed foster care family. Not only is Lisa a huge Hoosiers basketball fan, she also takes to the court herself playing for the Fort Wayne Women’s basketball league. Lisa enjoys watching her son play his various sports and spending time with family at the lake and the family farm.

• Alumnus of IBA, Fort Wayne, BA in Business

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Eric Nicholas

Senior Commercial Banking Executive

Covers: Terre Haute, IN

A lifelong resident of Rockville, Eric brings his years of experience to overseeing regional loan officers and managing portfolios for his clients. Involved in the community he proudly calls home, Eric also volunteers as a Parke County Youth Soccer Association coach and held former board position roles with the Parks Vermillion Humane Society and Clay County Chamber of Commerce.

• Bachelor of Science from Indiana State University

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Josh Fern

Senior Commercial Relationship Manager

Covers: Fort Wayne, IN

Josh has spent the last 19 years in Fort Wayne, IN, serving as a commercial loan officer with First Financial Bank. He is involved in the community and is currently the Mental Health America Northeast Indiana Treasurer.

He enjoys spending time with his family and is an avid soccer fan playing with friends and coaching youth soccer in Huntertown. He and his family are also proud members of the Resurrection Lutheran Church in Fort Wayne.

• Graduate of the Kelley School of Business at Indiana University
• Currently enrolled in Graduate School of Banking at the University of Wisconsin – Madison

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Jim Winning

Commercial Relationship Manager

Covers: Terre Haute, IN

Beginning his career in the “Management Training Program” Jim has worked in all aspects of the banking industry, empowering him with a solid foundation for success in his profession. For over two decades Jim has honed his skills to successfully provide his clients assistance in commercial loans and deposits as well as cross sell other lines of bank business. As solid as his knowledge is in banking, so too is his dedication to his community, as a Vice President and board member of City of Terre Haute – Sanitation Board of Commissioners, committee member and volunteer for the Chamber of Commerce and United Way volunteer for the “Real Men Read” program. A lifelong resident of Terre Haute, Jim spends his free time with his daughter and son, playing golf and enjoying community events.

• Bachelor’s Degree in Criminology from Indiana State University

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Jonathan Scherle

Commercial Relationship Manager

Covers: Terre Haute, IN

Responsible for solidifying existing and creating new business relationships for the bank, Jon brings a solid level of knowledge to the table. With an impressive level of community involvement, as a member of the Finance Committee for the Terre Haute Chamber of Commerce and United Way of the Wabash Valley, and St. Joseph’s University Parish, Jon not only contributes to the community, but strengthens his experience and knowledge for commercial lending. When he isn’t concentrating on finance, Jon enjoys spending time with his wife, two girls, being outdoors and coaching his children’s sports teams.

• 15 Years of Banking/Lending Experience
• Bachelor’s Degree in Accounting from Indiana State University
• Credit Risk Certification from Risk Management Association

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Mark Franklin

Chief Lending Officer

Responsible for supporting loan growth initiatives and identifying new markets of opportunity Mark utilizes his expertise and knowledge to continually benefit his clients. Decades in the business combined with community involvement such as his role as Board Member on the Community Foundation of Bloomington Monroe County provide Mark a unique vision into the business of commercial lending in the area. Mark lives with his wife and four children, enjoys the outdoors and avidly cheering on the St. Louis Cardinals and Notre Dame.

• Bachelor of Science degree from University of Southern Indiana
• Master of Arts from Ball State University
• Stonier Graduate School of Banking

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Matt Baker

Commercial Lending Officer II

Covers: Terre Haute, IN

A Commercial Loan Officer with years of experience in the lending industry and nearly six decades of residence in our community, Matt is the perfect person to help our clients with their business loan needs.

• Commercial Loan Officer
• Bachelor of Science from Indiana State University

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Mike Haag

Commercial Relationship Manager

Covers: Washington, IN

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Mike Lueking

Senior Commercial Banking Executive

Covers: Sullivan, IN

Mike began his career with First Financial as a summer intern/management trainee and has spent the last couple of decades learning multiple aspects of the banking lending industry. Currently Mike is a lending officer in commercial and agriculture as well as the SCLE/Chairman of the Agricultural Lending Region. An active supporter and volunteer for the local 4-H program, Mike also dedicates his time to several associations including the Sullivan County Ag committee, and as a Deacon/Board member at his Christian Church. Married with two daughters, both of whom attend Purdue, Mike and his family can usually be found cheering on Purdue football or basketball.

• Agriculture Lending Officer and SCLE for the Ag Lending Region
• BA Management/Finance from Krannert School of Business at Purdue University
• Graduate of Indiana Business Association – Ag Lending School and Commercial Lending School

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Tim Robinette

Commercial Relationship Manager

Covers: Washington, IN

Responsible for generating and managing a portfolio of business and corresponding relationships, producing commercial loans, and engaging prospective clients, Tim utilizes his educational background and decades of experience to provide excellent service. Giving back to his community, Tim is involved in numerous associations, including the Riley Foundation as Chairman for Pike County Indiana and Dean for Mt Olive GB Church. He is married with three grown children and four grandchildren.

• Bachelor of Science in Agriculture from Murray State University
• Graduate School of Banking at Louisiana State University
• RMA Credit Certified

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Troy Hendricks

Ag Commercial Relationship Manager

Covers: Terre Haute, IN

With his history rich in agriculture, Troy is perfectly positioned in our Commercial division as an Agriculture Lender. His knowledge and experience qualify him to provide the best service to his clients regarding Lines of Credit, Equipment loans, real estate and livestock. Heavily involved in the community, Troy is the Treasurer and Clothe-a-Child Chairman for the Clinton Chamber of Commerce as well as volunteering for numerous other associations. A John Deere collector and member of the International Brick Collectors, Troy also enjoys Nascar, Cardinals baseball and spending time with his wife, son and granddaughter.

• Purdue Agriculture Short Course

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Chris Munoz

Commercial Relationship Manager

Covers: Indianapolis, IN

Chris Munoz is an accomplished banking professional with a strong connection to Greenwood, IN. With over 20 years of experience, including positions as VP of Banking Development and VP of Business Banking Relationship Manager, Chris brings a wealth of expertise to his work. He is actively involved in community service, serving on the board of the Indiana Blind Children’s Foundation. Chris, along with his wife and son, enjoys the vibrant community of Old Towne Greenwood and takes pleasure in tending to their longstanding koi pond. With a commitment to banking, family, and community, Chris is a well-rounded individual dedicated to making a positive impact.

• Attended Wabash College

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Michael Musolino

Senior Commercial Banking Executive

Covers: Greater Indianapolis

Mike leads growth efforts in Indianapolis while expanding the bank’s market share. He brings more than 25 years of banking industry experience, having served various relationship management roles within Commercial Banking and Wealth Management.

Mike has lived in Carmel, IN since 2004. He is a proud community member and enjoys working with various nonprofit organizations in Central Indiana.

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Brandon Carroll

Small Business Relationship Manager

Covers: Carmel, IN

Brandon Carroll is a dedicated and experienced commercial lending officer with a passion for empowering businesses to thrive. Based in Mooresville, IN, Brandon collaborates closely with entrepreneurs, understanding their priorities, and analyzing their cash flow to identify suitable financial solutions. He believes in staying ahead of industry trends and values direct insights from business owners to ensure they receive the best guidance possible. Beyond his professional life, Brandon is an active member of a national non-profit organization that provides temporary safe spaces for families facing challenging circumstances. When not working, Brandon loves exploring new destinations, cherishing quality time with his family, and assisting his spouse in tending their organic food and nature garden.

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Casey Arnold

Commercial Relationship Manager

Covers: Carmel, IN

Casey Arnold is a seasoned professional excelling in commercial banking business development and relationship management from the Indianapolis LPO office. With strong ties to his hometown, he owns an employee safety training and consulting business. A committed community advocate, Casey serves as an Executive Board Member for the Hamilton County Theatre Guild, Inc., and actively coaches youth soccer and basketball.  He is a devoted husband of 18 years and a proud father to four children.

• Taylor University and Indiana University Kelley School of Business
• Hamilton County Leadership Academy Graduate
• Omega Credit Training
• RMA Commercial Lending School

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Jamie Mager

Commercial Relationship Manager

Covers: Rockville, IN

Jamie Mager’s focus on nurturing lasting relationships with current and potential clients showcases her commitment to providing tailored financial solutions for businesses. Boasting over two decades of experience in the banking sector, she has been a valued member of First Financial Bank since July 2008, previously holding roles as Assistant Branch Manager and Branch Manager.

Jamie’s dedication extends beyond her professional life, as she cherishes time spent with her three children. Beyond her work, Jamie finds joy in supporting her children’s sports activities, participating in 4-H projects, exploring culinary experiences, and savoring moments outdoors, especially by the creek. Her vibrant and multifaceted life embodies a blend of professional expertise and personal fulfillment.

• RMA Commercial Lending School – 2023
• Property and Casualty Insurance License – 2006
• 4-H leader for Adams Yankees 4-H club

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Darin Hadley

Agricultural Commercial Relationship Manager

Covers: Ft. Wayne, IN

Darin Hadley serves as Vice President of Agriculture and Commercial Banking at First Financial Bank, specializing in direct lending to farmers and business owners. Beyond banking, he manages his own corn, soybean, and wheat farm, and raises livestock. Married to Amanda for 18 years and a father to four children, Darin balances a robust family life with professional excellence. Notably, he earned the River Friendly Farmer Award from the Indiana Association of Soil & Water Conservation Districts in 2020, becoming its youngest recipient.

• Bachelor of Science in Agricultural Economics from Purdue University
• Indiana Property & Casualty license holder since 2010

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Jake Tucker

Commercial Relationship Manager

Covers: Evansville, IN

With a solid background of more than 15 combined years in business management and banking, Jake brings a comprehensive understanding of commercial lending and a commitment to community service..

• Master of Public Service Administration (MPSA) from the University of Evansville in December 2012
• Bachelor of Science (BS) in Business Management from the University of Southern Indiana in May 2005
• Vice President, Children’s Learning Center of Posey County
• Finance Committee Member, United Methodist Youth Home
• Treasurer, Mater Dei Men’s Club
• Director, Mater Dei Soccer Club

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Mike “Mitch” Mitchell

Commercial Relationship Manager

Covers: Brownsburg, IN

Located in Brownsburg, IN since 2019, Mitch is dedicated to helping businesses achieve their financial goals in the Greencastle, IN area. With nearly two decades of experience in lending and credit, he brings a wealth of knowledge and expertise to clients, ensuring they receive the best possible guidance and support.

Mitch is a father of three children and takes great pride in coaching his boys’ soccer and baseball teams. As a sports enthusiast, he is an avid fan of the Ohio State Buckeyes, Cincinnati Reds, and Cincinnati Bengals, and loves spending his free time cheering them on.

• Bachelor of Science, University of Saint Francis, Fort Wayne, IN, 1999
• Certificate, Barret School of Banking, Memphis, TN, 2023
• Brownsburg Leadership, October 2023
• Chamber Member, Brownsburg Chamber of Commerce
• Brownsburg Little League Baseball Coach

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Jim Yonker

Commercial Relationship Manager

Covers: Fort Wayne, IN

Jim has more than three decades of experience in commercial banking and is responsible for the development and management of commercial business relationships. This includes lending and deposit solutions, plus treasury management services with a focus on the customer experience.

Before joining First Financial Bank, Jim held senior positions at multiple banks, most recently at First Merchants Bank (formally known as IAB Financial Bank) where he was vice president and senior relationship manager.

He’s actively involved in the community as a member of the Knights of Columbus, the Optimists Club, the Wells County Creative Arts & School of Ballet and as a board member of the Housing Resource Hub.

Jim enjoys spending time with his family and friends, plus spending time outdoors with lots of hiking and fishing.

• Bachelor of Science, Entrepreneurship with a concentration in accounting, Ball State University

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Brian Overbey

Commercial Lending Officer

Covers: Murray, KY

As a VP of Commercial Lending, Brian’s deep involvement in the Murray community as well as his nearly four decades of residence here, make him a trusted member of the team to serve clients with their commercial lending needs. Years of additional training in Customer Service, Estate Planning and Mortgage Education in addition to his Business Administration degree just exemplify his abilities in the banking industry. A Deacon at the University Church of Christ, Brian also serves as a Board Member of numerous local associations. A proud husband and father of three, Brian enjoys family time on Kentucky Lake boating and wake-surfing as well riding dirt bikes.

• Bachelor of Science in Business Administration with a Minor in Ag Science from Murray State University

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Haley Crawford

Commercial Relationship Manager

Covers: Bowling Green, KY

For nearly two decades, Haley has worked in the commercial loan industry, offering experience and knowledge for her clients that rely on her to grow and manage their commercial portfolio. A socially active person, Haley enjoys time with her husband, two children and friends, usually on the water in their boat or kayaking. She also devotes time to the Builders Association of South-Central Kentucky.

• Attended Western Kentucky University

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Jeremy Jones

Commercial Relationship Manager

Covers: Bowling Green, KY

Jeremy’s ability to grow and manage commercial clients has been proven over and over with his years of experience in the lending industry and it is only exemplified by his decades of residence in our community. Jeremey volunteers his time at the Kiwanis Club of Bowling Green and as a Board member for WROTE, Inc. When he isn’t enjoying hunting, fishing, football and basketball he can be found at the lake spending quality time with his wife and kids.

• Graduate School of Banking, Louisiana State University
• BS, Agriculture Business from Western Kentucky University

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Oren Wilson

Commercial Relationship Manager

Covers: Bowling Green, KY

Years of experience and education are just a couple of reasons Oren succeeds in producing commercial loans, developing business and managing portfolios for our banking clients. Oren has been active in the Bowling Green Builder’s Association for many years and currently serves on the Register Builder’s Committee. A husband and father of three, Oren enjoys spending free time with his family and is an avid waterfowler.

• BS Business Management from Western Kentucky University
• Graduate School of Banking at Louisiana State University

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Bruce Lyles

District President

Covers: Benton, KY

A resident of Marshall County for 50 years, Bruce brings his knowledge of the community along with his vast experience in lending to clients looking for commercial loans. Married for 33 years, Bruce enjoys golfing, being outdoors and spending time with his two daughters. He also involves himself in his community as a member of the Calvert City Airport Board and Benton Lions Club.

• Market President, Commercial Lender
• BS/BA Finance from University of Louisville

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Michelle Kors

Commercial Relationship Manager

Covers: Hopkinsville, KY

For over 20 years, Michelle has been involved in the commercial lending field, bringing an expertise level of service for her clients. With a focus on small business in addition to business development, her knowledge of commercial loans is a perfect fit for the Commercial Lending branch. Her desire to provide the highest quality of service is illustrated by her impressive number of special training certifications, including Small Business Administration from the University of Wisconsin. Michelle has been a United Way volunteer for 16 years and serves her community through various charities. She loves to spend time with friends, family, being outdoors, boxing, playing golf, softball and cheering on the Oklahoma Sooners.

• MBA in Legal Studies
• CUNA Business Lending Certification and Management School graduate
• Specializes in SBA Lending 7(a) and 504

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Al Miller

Community President

Covers: Murfreesboro, TN

A lifelong resident of Rutherford County, Al has had the great pleasure of providing some of the commercial and residential financing that has attributed to the counties astounding growth. Decades of commercial lending experience as well as continued education and training allow Al a level of expertise beneficial to developing new loan opportunities. His numerous roles in community activities, including Board of Director for Rutherford County, Habitat for Humanity and Discovery Center for Murfreesboro as well as a member of Chamber of Commerce, illustrate is dedication to the area and offer an expert level of knowledge. Living on a small farm with his wife, Al enjoys time riding his two Tennessee Walking horses, hunting, golfing and fishing. A father of four, with one grandson, Al takes great pride is his family and hometown.

• President, Commercial Lending
• Middle Tennessee State University graduate

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David Vernich

Commercial Relationship Manager

Covers: Clarksville, TN

As a Commercial Loan Officer, David oversees managing commercial loan portfolios and originating commercial loans. A long-term resident of Nashville, David gives back to his community as a volunteer with Affordable Housing Projects in Nashville, Clarksville and Memphis TN. When he isn’t traveling the world with his wife, David can be found cheering for the Tennessee Titans and Nashville Predators.

• BA in Liberal Arts from Ambassador College
• MBA from Tennessee State University

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Keith Bennett

District President

Covers: Clarksville, TN

With nearly four decades of experience in the lending industry and an impressive resume of leadership roles, Keith is the perfect person to hold our District President position here in Clarksville. Keith is a dedicated community member, living here for 29 years and volunteering his time to several organizations including as an Executive Committee member for the Clarksville/Montgomery County Chamber of Commerce, as well as the County Economic Development Council, Board of Trustee for the Custom House Museum, and Board of Directors for the Chamber of Commerce. Whatever free time Keith has left is spent with his 2 grown children, golfing, fishing, reading and attending University of Tennessee sporting events.

• 36 years of lending and banking experience
• BS in Business/Accounting from the University of Tennessee-Martin
• Leads the commercial loan sales initiative for Middle Tennessee
• Responsibilities include individual loan production, portfolio growth, and coaching other commercial lenders in Tennessee

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Michael G. Bishop

Commercial Relationship Manager

Covers: Nolensville, TN

Michael G. Bishop, Vice President of Commercial Lending at First Financial Bank, brings a wealth of experience from esteemed roles at Servis1st Bank, BB&T, and US Bank. A Nashville resident since 2002, Michael has called Nolensville, TN, home for the past seven years. His dedication extends beyond banking; he’s actively involved with College Grove Recreation, the Heimerdinger Foundation, Second Harvest Food Bank, and Kiwanis. Michael, along with his wife Jessa and four children, Vivienne, Bennett, Michael, and Penelope, cherish their time in Arrington, engaging in local baseball and softball and relishing the outdoors, beach trips, and family gatherings.

• Graduated 2004 from Penn State University, Communications Arts and Sciences

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Emanuel “Manny” Loreant

Commercial Relationship Manager

Covers: Clarksville, TN

Manny Loreant is a seasoned professional with over two decades of experience in the banking and financial services industry. Currently serving as the Vice President of Commercial Lending at First Financial Bank, Manny is renowned for his expertise in Commercial Relationship Management. With a strong foundation in banking center management, small business banking, and commercial lending, Manny brings a wealth of knowledge and a proven track record of success to his current role.

A proud alumnus of Montgomery Central High School, Manny has called Clarksville home for the past 33 years. Outside of work, Manny finds solace in the great outdoors and is an avid runner.

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Derek Saidak

Senior Commercial Banking Executive

Covers: Knoxville, TN

With over 53 years of residence in the Knoxville area, Derek brings a deep understanding of the local community to his role as Knoxville Market Executive. He is dedicated to developing loan production operations in Knoxville and its surrounding metropolitan areas, leveraging his extensive 30+ years of experience in commercial lending.

Derek’s career includes significant roles such as Chief Lending Officer at ORNL FCU and Commercial Lender at SunTrust, TNBank, and FirstBank. His expertise and commitment to excellence have made him a trusted advisor in the financial sector.

Beyond his professional achievements, Derek is passionate about giving back to the community. He serves as a board member for the Child Advocacy Center, supports the Lenoir City High School Band as a Booster, and contributes as a Board Member for the Rick Best Scholarship.
Derek’s combination of local insight, professional expertise, and community involvement makes him an invaluable asset to both First Financial Bank and the Knoxville community.

• BS Banking and Finance, Auburn University
• MBA Banking and Finance, Auburn University
• 2 years CEO School

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Andrea L. Norton

Commercial Relationship Manager

Covers: Dayton, TN

As Commercial Loan Officer, Andrea understands the pivotal role businesses play in the economic growth of the community. She is dedicated to helping local businesses secure the funding they need to thrive in Dayton, TN.

A lifelong resident of Decatur, TN, she brings a wealth of experience in the banking industry to her position, including her previous roles as Branch Manager, Consumer Loan Officer, and Commercial Lending Assistant at Simmons Bank, as well as Branch Manager at Peoples Bank of East Tennessee.

Andrea is deeply committed to her community, serving as a Board Member and Secretary of the Meigs County Economic Development Board and as Vice-Chairman of the Meigs County E911 Board. Her dedication to her work and community is matched by her love for her family, which includes her two children.

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Jon DeVries

Commercial Relationship Manager

Covers: Chattanooga, TN

Jon DeVries is a Commercial Loan Officer with over 11 years of experience. Jon specializes in commercial lending and relationship management, helping businesses achieve their financial goals with tailored loan solutions.

His professional journey includes roles as a Credit Analyst at Cornerstone Community Bank, a Commercial Underwriter at SmartBank, and a Commercial Lender at SimplyBank. Throughout his career, Jon has consistently demonstrated a commitment to excellence in financial services.

Beyond his professional life, Jon is actively involved in his community. He serves on the Young Givers Leadership Team at The Generosity Trust and is a Deacon and Finance Committee member at Northshore Fellowship Church.

Jon enjoys spending quality time outdoors with his wife and four children, whether playing games or engaging in sports. A devoted fan of University of Michigan athletics, Jon also enjoys basketball, outdoor volleyball, and golf.

• Bachelor of Arts (BA) in Business, Concentration in Finance, and Minor in Economics, Covenant College

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John Michael Stewart

Commercial Relationship Manager

Covers: Chattanooga, TN

John Michael Stewart is a dedicated Commercial Loan Officer, serving the growing Chattanooga market. A lifelong resident of Hamilton County, he is passionate about meeting the commercial needs of his community.

John Michael began his career with Southern Heritage Bank, where he gained valuable experience as a commercial underwriter and mortgage originator over 4.5 years. He then joined SunTrust Mortgage, completing a prestigious mortgage training program in Richmond, Virginia, and continuing his work in the Chattanooga market. With eight years of banking experience, John Michael brings a wealth of knowledge and a personal commitment to helping clients achieve their business goals.

In addition to his professional accomplishments, John Michael is deeply involved in his community. He is an active member of First Presbyterian Church, the Young Professionals of Chattanooga, and serves as President of the Garland Estates Homeowners Association.

Outside of work, he enjoys reading, golfing, country music concerts, and supporting University of Tennessee athletics.

• Bachelor of Science (BS) in Accounting and Finance, University of Tennessee at Knoxville, 2015

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Craig Swafford

Commercial Loan Officer

Covers: Chattanooga, TN

Craig Swafford, District President, is responsible for driving portfolio growth in the Chattanooga, TN area. With a keen focus on helping lenders expand their portfolios, Craig plays a pivotal role in the bank’s commercial lending success.

A lifelong resident of Chattanooga, TN, Craig brings over 20 years of experience in the financial industry. His extensive career includes significant roles such as Senior Lender at SimplyBank and Capital Bank, as well as Commercial Lender positions at FNB Bank and Community National Bank.

Craig’s commitment to the community is evident through his involvement as a board member for The Hunter Worley Foundation and his past role with the Walker County Chamber of Commerce.

Outside of work, Craig enjoys spending time with his family, playing golf, and coaching his son in baseball, football, and basketball.

• Bachelor of Science (BS) in Economics and Finance, Tennessee Wesleyan University
• Master of Business Administration (MBA) in Finance, University of Tennessee at Chattanooga

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David DeHaan

Commercial Relationship Manager

Covers: Chattanooga, TN

Having called Mclean County for over 20 years, David utilizes his knowledge of our community as well as his years of experience and education to supply the highest degree of service to his clients interested in commercial lending. A Board Member of the Bloomington Rotary Foundation, Mentor for the 11th Judicial Veteran’s Treatment Court and member of the East White Oak Church, David is a proud supporter of our community. Married with a daughter, he enjoys attending PGA golf tournaments, hitting the greens himself, and spending weekends rifle shooting competitively.

• Bachelor of Science in Business Management and Qualitative Methods from Illinois State University
• Commercial Lending School, Illinois Bankers Association
• Certified Residential Mortgage Specialist, National Association of Mortgage Brokers

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Richard M. Camp

Commercial Relationship Manager

Covers: Brentwood, TN

With over 20 years of experience in the banking industry, Richard brings an extensive background in commercial lending and risk management. His commitment to providing tailored financial solutions and fostering local business growth is evident in his dedicated service to the Nashville community.

Education and Certifications:

• Bachelor of Science (BS) in Finance from the University of Tennessee, May 2002
• Lean Six Sigma Master Black Belt
• RMA Credit Risk Certification (CRC)
• Master’s Certificate in Project Management
• Omega training in Commercial Real Estate, Commercial Lending, Small Business Lending, and Financial Accounting
• AIB Team Lead course completion
• AIB Agricultural Lending and Analysis
• Moody’s Financial & Risk Analysis

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Chris Chadwell

Commercial Relationship Manager

Covers: Knoxville, TN

Chris believes in developing and cultivating long-term client relationships while ensuring full compliance with commercial loan policies, procedures, and regulations. Before joining First Financial Bank, Chadwell spent more than 14 years within the banking industry, where he specialized in building relationships and helping businesses grow. His previous roles include Senior Commercial Lending Officer, Commercial Banking Officer, and Business Relationship Banker.

Chris is currently on St. Joseph Catholic School’s events committee, a Y-12 Gives Foundation Board Member, a member of the United Way’s Funds Stability Committee and on the Funds Development/Golf Committee of Big Brothers Big Sisters of East Tennessee. He lives in Knoxville with his wife and three children.

Education and Certifications:

• Associate of Science, Business Administration from Roane State Community College
• Bachelor of Business Administration from University of the Cumberlands
• Leadership Oak Ridge
• Introduction Knoxville
• Leadership Campbell County

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Tiffany Martin

Commercial Relationship Manager

Covers: Brentwood, TN

Tiffany has more than a decade of experience in commercial lending within the Williamson County area, where she was born and raised. She puts her knowledge and community connections to use in growing, building, and elevating relationships throughout the Middle Tennessee area. Before joining First Financial Bank, she worked as a lender for other local businesses in Williamson County, most recently at Commercial Bank. She is also active in the community as a member of the Middle Tennessee Homebuilders Association, and Real Estate Investors of Nashville. She enjoys spending time with her family and attending her kids’ extracurricular activities and sporting events.

• Bachelor of Arts, Industrial/Organization Psychology, Middle Tennessee State University
• Bachelor of Business Administration from University of the Cumberlands

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Richard Bettis

Commercial Lender

Covers: Knoxville, TN

Richard has more than 20 years of banking experience, giving an attentive and strategic approach to help businesses achieve their goals. Before joining First Financial Bank, he worked at Truist Bank, First Horizon, and community banks.

He’s lived in Knoxville for 25 years and is highly active in the community as a member of Northstar Church; Big Orange Tip Off Club; serves as Vocational Chair of the Rotary Club of Farragut; is on the Financial Committee of the Fox Den Country Club; a Board Member of the Edge Foundation; and is also a leadership trainer for nonprofit organizations.

Richard enjoys working with Northstar Church’s Next Generation Students and is an avid pickle ball player. He also enjoys golf and working out.

• Commercial Lending
• Bachelor of Arts, Organizational Management, Tusculum College

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Matt Webster

Commercial Relationship Manager

Covers: Knoxville, TN

Matt Webster is a seasoned commercial banker with over 25 years of expertise in commercial real estate lending and is recognized as one of East Tennessee’s leading real estate lending professionals.

A Knoxville native, Matt’s extensive knowledge spans various property types, including industrial warehouses, medical offices, multifamily housing (including student housing), retail spaces, self-storage facilities, and single credit tenant properties with triple net leases. Matt’s deep credit background equips him with a profound understanding of risk assessment, creditworthiness, and loan structuring, enabling him to effectively manage financial risks.

Actively engaged in the professional community, Matt serves on the board of the East Tennessee CCIM Chapter and is involved with the Associated General Contractors of Tennessee. An avid outdoorsman, Matt enjoys precision-demanding activities such as shooting, both at the range and in clay shooting, trout angling, and camping.

• Commercial Real Estate Lending
• Bachelor of Science, Business Administration, University of Tennessee

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Daniel Grant

Senior Commercial Banking Executive

Covers: Middle Tennessee

Dan manages a team of commercial bankers covering the middle Tennessee region, where he’s lived for 20 years.

He started his career in mergers and acquisitions before working as corporate and investment banker for JPMorgan and Wells Fargo.

With his experience, he understands how to use his deep expertise of financial markets, risk assessment and strategic decision making to align with the personal interest and business goals of his commercial banking clients.

• Bachelor of Science in economics from Florida State University
• MBA in finance from Vanderbilt University
• Certifications: Series 63, 65 & 79
• Founded an investment company focused on leveraging purchasing power.

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