We understand businesses come in all sizes with different financial needs. Whether you’re a large corporation, non-profit, or a small business just starting out, we have checking options to help your business succeed.
The right tools to run your business efficiently.
All First business checking accounts include great features so you can bank wherever your business takes you.
- Mobile banking and deposit1
- Online banking and bill pay
- Touchless Visa® debit card
- CardValet (registration/activation required)
- Account alerts
- Overdraft Protection2
Business Essentials Checking
For the business owner seeking the basic needs, Business Essentials Checking gives you digital tools and support you can count on. It’s designed for businesses with lower balances and fewer financial transactions.
- Up to 350 free items per month; $0.50 per item over 350
- $5 per month; waivable with $5,000 average daily balance
- The $5 service charge is waived for Not for Profit customers
Corporate Checking
For the business owner adapting to changing dynamics, Corporate Checking can help to keep you moving forward with valuable relationship benefits. It’s built for established businesses with higher balances and more financial activity.
- $18 per month; Earnings credit can offset cost
- Per item charges:
-
- $0.18 per deposit
- $0.18 per deposited item
- $0.18 per check
- $0.20 per ACH
-
Business Interest Checking
For the business owner looking for flexibility, Business Interest Checking provides competitive interest rates. Maximize savings while maintaining access to cash.
- $10 per month; waivable with $5,000 average daily balance
- Up to 100 free transaction items per month; $0.20 per item over 100
- Interest rate structure*:
- $0- $49,999
- $50,000- 99,999
- $100,000- 249,999
- $250,000- 499,999
- $500,000 or more
Open an account today.
Send us a quick email, visit your nearest banking center or call us at (800) 511-0045 to start your business journey.
One of America’s Best Banks
Five Star Rated for strength and soundness
BauerFinancial
Top 100 Publicly Traded U.S. Bank
Bank Director Magazine
Visa is a registered trademark of Visa®.
*At our discretion, your interest rate and annual percentage yield may change at any time. Please call 800.511.0045 for the current rate.
- Mobile Banking is free from First Financial Bank, but data and text messaging charges from your service provider may apply. Not all accounts or customers are eligible for Mobile Deposit.
- There is a fee for this service.
- Preauthorized Transfer from Savings (PATS): $12.00 per transfer.
- Business Courtesy Coverage: $38.00 per item fee for overdrawing the account. This fee applies to overdrafts created by check, in-person withdrawal, other electronic transactions and, if you request, ATM and one-time debit card transactions. The bank reserves the right to require immediate payment of an overdraft on demand; whether overdrafts will be paid is discretionary and the bank reserves the right not to pay. For example, the bank typically will not pay overdrafts if your account is not in good standing, you are not making regular deposits or you have too many overdrafts.
