Patrick Matters

Mortgage Loan Originator

Looking for a mortgage lender in Indianapolis, Indiana? Patrick Matters is here to help. As evidenced by his 35-year marriage and membership in his church, for Patrick, honesty, loyalty, and dedication are paramount in his role as a mortgage lender at First Financial.

As a member of the Builder’s Association of Greater Indianapolis (BAGI) and holding an impressive 34 years in the mortgage industry, Patrick has built a foundation of experience and education that unequivocally benefits his clients. Patrick serves all mortgage clients, specializing in loans for complex financial situations, including self-employed individuals, doctors, and high-end clients.

When not spending time with his wife and three daughters—Indiana soccer girls—Patrick volunteers with the Indiana Soccer Association, attending events around the community, deep sea fishing, and hitting the golf course. Patrick is a thoroughbred Hoosier and has lived in Indianapolis for 61 years.

Indianapolis, Indiana Mortgage Solutions

Reach out to Patrick to learn about our wide range of home financing solutions:

  • Conventional: A traditional mortgage choice with several term length options and down payments from 3%.
  • Adjustable Rate (ARM): A flexible option offering lower upfront initial rate and monthly payments followed by annual adjustments based on market conditions.
  • FHA: Backed by the Federal Housing Administration, these loans have more accessible credit requirements and down payments as low as 3.5%.
  • USDA Rural Housing: For buyers purchasing homes in designated rural areas, USDA home loans offer affordable rates and no down payment requirement.
  • VA: Exclusively for eligible military and ex-military members and their spouses, VA loans pair no down payment requirements with lower interest rates.
  • Jumbo Portfolio: For properties too large for other mortgage choices, a Jumbo Portfolio loan can provide the right financing.
  • Medical Professionals: With no down payment requirement, these loans can facilitate the purchase of a home for medical doctors, despite student loan balances.
  • First Heroes Program: If you’re a full-time teacher, first responder, or U.S. service member, we’ll cover the cost of your appraisal with any home loan.
  • Professionals Program: No down payment required for homebuyers with CPA designation or other certified financial professionals, Educators with a Ph.D., Architects, Certified Mortgage Bankers; Actuaries, or Lawyers with a Juris Doctorate or LLM degree.

Apply for a Mortgage in Indianapolis, Indiana

Ready to start on your journey to homeownership? At First Financial, our experienced mortgage lenders in Indy, Indiana are here to help. Contact Patrick to discuss your mortgage options or apply online to get started today!

Need other information?

Feel free to reach out directly by visiting a bank center, dropping us an email for a follow up or call us at (800) 511-0045. We’re here to help.