First Financial Bank Privacy & Mobile App Policy

FACTS

WHAT DOES FIRST FINANCIAL CORPORATION DO WITH YOUR PERSONAL INFORMATION?

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include

● Social Security number

● Income

● Payment history

● Transaction or loss history

● Credit history        
● Credit scores

● Electronic Banking Data
● Contact information

How?

All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons First Financial Corporation chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information

Does First Financial

Corporation share?

Can you limit this sharing?

For our everyday business purposes –

such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

Yes

No

For our marketing purposes –

to offer our products and services to you

Yes

Yes

For joint marketing with other financial companies

No

We don’t share

For our affiliates’ everyday business
purposes –

information about your transactions and
experiences

Yes

No

For our affiliates’ everyday business purposes –

information about your creditworthiness

Yes

Yes

For our affiliates to market to you

Yes

Yes

For nonaffiliates to market to you

Yes

Yes

To limit our sharing

● Call Toll-free 800-511-0045 or 812-238-6000

● Email us at: compliance@first-online.com

● Mail the enclosed form

Please note:

If you are a new customer, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice. However, you can contact us at any time to limit our sharing.

Questions?

Call toll-free 800-511-0045 or 812-238-6000 or send an email to customercontact@first-online.com

Who We
Are

Who is providing this notice?

First Financial Bank and its Affiliates.

What
We Do

How does First Financial Corporation protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

How does First Financial Corporation collect my personal information?

We collect your personal information, for example, when you

● Open an account                       

● Pay your bills                             

● Apply for a loan

● Use your credit or debit card

● Apply for insurance

● Engage in Electronic Banking                           

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can’t I limit all sharing?

Federal law gives you the right to limit only

● sharing for affiliates’ everyday business purposes – information about your creditworthiness

● affiliates from using your information to market to you

● sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

What happens when I limit sharing for an account I hold jointly with someone else?

Your choices will apply to everyone on your account.

Definitions

Affiliates

Companies related by common ownership or control. They can be financial and non-financial companies.

● Our affiliates include:

●  First Financial Bank and JBMM, LLC

Electronic Banking Data

Data collected from electronic devices, such as your personal computer, tablet, or phone, used for engaging banking services, including, but not limited to, device settings, unique device identifiers, information about your location, and analytical information that may assist with diagnostics and performance. For your convenience, you may be asked to grant permission for access to your devices’ geolocation data. This information may be collected when you use certain services that are dependent on your mobile device’s location.

Joint Marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

● First Financial Corporation doesn’t jointly market.

Nonaffiliates

Companies not related by common ownership or control. They can be financial and non-financial companies.

● First Financial Corporation limits this type of sharing to companies with which it has a contractual relationship for services but permits the nonaffiliate to market our products/services that may be of interest to you. These companies may include, for example, marketing companies.

Mail-In Form

Mark any/all you want to limit:

Do not share information about my creditworthiness with your affiliates for their everyday business purposes.

Do not allow your affiliates to use my personal information to market to me.

Do not share my personal information with nonaffiliates to market their products and services to me.