Your business moves fast, so you need a bank who can keep up.
Better Business Banking in Central Illinois
With four convenient Banking Centers in Bloomington, Illinois and three Banking Centers in Champaign-Urbana, Illinois, we offer customized solutions from financing to cash flow management to business checking options designed to help Central Illinois businesses grow and thrive.
Since 1834, we’ve been helping businesses like yours succeed—now it’s your turn.
Day-to-day banking needs
Business Checking
Build your business with a checking account that makes a difference. We offer three business checking options so you can find the account that best meets your needs.
All First business checking accounts come with:
- Mobile Banking and Deposit
- Online Banking and Bill Pay
- Touchless Visa® debit card
- Account alerts
- and more
Treasury Management
Services designed to help businesses of all sizes optimize their working capital, funding and investments.
- ACH Collections and Payroll
- ACH and check verification
- Remote check deposit and check images
- Merchant Services
- Dual Control and Transaction limits
- and more
Trust & Asset Management
Get the future you want for you and your business, with our complete range of investment, retirement planning and trust services.
- Managed Agency accounts
- 401K Rollovers & Management
- Individual Retirement Accounts (IRAs)
- Estate Planning & Administration
- Investment & Savings Plans
- and more
Flexible Lending Solutions for Your Business
We offer a range of financing options tailored to fit your unique needs:
Commercial Lending
Our commercial lenders in Central Illinois have the experience and know how to help you take your business to the next level. Let us help you find the right business loan.
- Business Term Loans: Can be used for a variety of business expenses, such as equipment and inventory purchases, working capital, and more.
- Commercial Real Estate Loans: Purchase commercially-zoned land or buildings to operate your business or rent out to other businesses.
- Business Operating Lines of Credit: Smooth out your cash flow and make it through slow seasons. Cover everyday operating costs such as payroll, utilities, supplies, and more.
Express Small Business Loans
Central Illinois businesses can count on First Financial Bank for personalized service, fast turnaround times, and the best interest rates around. Now, current First Financial Bank clients can accelerate business growth even faster with an Express Small Business Loan or Line of Credit. Express Small Business Loans and Lines of Credit offer fast, flexible financing from $5,000 to $100,000, exclusively for our valued clients. Express Small Business Loans and Lines of Credit are perfect for:
- Equipment Upgrades: Keep your farm going with an equipment loan to finance the purchase of new and used equipment such as tractors and more.
- Inventory Management: Get the extra inventory you need to meet peak demand without disruption.
- Expansion Projects: Get the capital you need to finance the costs related to expanding your growing business.
- Marketing Campaigns: An Express Small Business Loan can help you cover marketing and advertising expenses.
Credit Cards
Get the credit your business deserves. Easily access funds and streamline spending to grow your business faster.
- Business Mastercard®: Running your business can be challenging, your banking, however shouldn’t be. We put you in charge of your credit with easy to use tools to manage your account, secure your cards and provide you the rewards you deserve.
- Visa® Commercial Card: Minimize the space in your wallet and maximize your cash flow with this all-in-one card designed for businesses that make recurring vendor payments, travel expenses and fuel purchases. If you spend a minimum of $100,000 annually, this may be the right card for you.
Why Businesses in Central Illinois Choose First Financial
✅ Local Expertise: We understand the Champaign-Urbana and Bloomington-Normal markets and each unique business landscape.
✅ Personalized Solutions: Every business is different. We tailor financing options to fit your specific needs.
✅ Competitive Rates: Get financing that works for your budget and goals.
✅ Dedicated Support: Our Central Illinois team is here for you every step of the way.
Our Team Understands Your Business
Our commercial lending experts are committed to understanding your business and helping you find the right financial solutions. Meet your dedicated team:
We believe in building relationships, not just making transactions. When you work with us, you get a dedicated financial partner who is invested in your long-term success.
Let’s Build Something Great Together
Your next big opportunity is waiting. Take the next step today!
Tell us how we can help your business :
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Cards are issued by First Financial Corporation and are subject to credit approval. Mastercard® is a registered trademark of Mastercard International Incorporated. Visa® is a registered trademark of Visa International Service Association.
Loans subject to credit approval.
