Better Business Banking in Chattanooga

Build your business with a checking account that makes a difference. We offer three business checking options so you can find the account that best meets your needs.

All First business checking accounts come with:

• Mobile Banking and Deposit
• Online Banking and Bill Pay
• Touchless Visa^® debit card
• Account alerts
• and more

Services designed to help businesses of all sizes optimize their working capital, funding and investments.

• ACH Collections and Payroll
• ACH and check verification
• Remote check deposit and check images
• Merchant Services
• Dual Control and Transaction limits
• and more

Get the future you want for you and your business, with our complete range of investment, retirement planning and trust services.

• Managed Agency accounts
• 401K Rollovers & Management
• Individual Retirement Accounts (IRAs)
• Estate Planning & Administration
• Employee Pension & Profit Sharing Plans
• Investment & Savings Plans
• and more

Our Chattanooga commercial lenders have the experience and know how to help you take your business to the next level. Let us help you find the right business loan.

• Business Term Loans: Can be used for a variety of business expenses, such as equipment and inventory purchases, working capital, and more.
• Commercial Real Estate Loans: Purchase commercially-zoned land or buildings to operate your business or rent out to other businesses.
• Business Operating Lines of Credit: Smooth out your cash flow and make it through slow seasons. Cover everyday operating costs such as payroll, utilities, supplies, and more.

Tennessee farmers can count on First Financial Bank for personalized service, fast turnaround times, and the best interest rates around. We are committed to serving the farmers in our Chattanooga community. Our commercial bankers are experienced in farming so they understand how credit affects your business. We offer a variety ag loans to meet your needs.

• Beginning Farmer Programs: Are you a new farmer? First Financial is here to help you buy your first farm, build agricultural structures, and purchase animals and other supplies.
• Production Loans: Solve cash flow issues by financing the common supplies you need for production such as seed, fertilizer, fuel, animal food, and more.
• Livestock Loans: Are you starting or expanding a dairy farm, cattle ranch, chicken farm, or other type of livestock operation? We can help you finance the purchase of livestock and related supplies.
• Equipment Loans: Is old or broken equipment slowing you down? Keep your farm going with an equipment loan to finance the purchase of new and used equipment such as tractors and more.
• Real Estate Acquisition and Refinancing: Find the loan you need to purchase new farmland, refinance an existing farm real estate loan, or transfer ownership of your farm as part of the estate planning process.

Get the credit your business deserves. Easily access funds and streamline spending to grow your business faster.

• Business Mastercard^®: Running your business can be challenging, your banking, however shouldn’t be. We put you in charge of your credit with easy to use tools to manage your account, secure your cards and provide you the rewards you deserve.
• Visa^® Commercial Card: Minimize the space in your wallet and maximize your cash flow with this all-in-one card designed for businesses that make recurring vendor payments, travel expenses and fuel purchases. If you spend a minimum of $100,000 annually, this may be the right card for you.