Love First Financial? Your friends will too.
And now, it pays to share.
It’s simple. With Friends of First, you can earn $50 for every friend who opens a qualifying new account, up to $2,000 per year!
Your friends gain a partner they can count on, and you get rewarded for helping them find real financial peace of mind.
Here’s How It Works
Share your referral link
Send it by text, email, or social — super easy.
Your friend opens an eligible account
They join First Financial using your link.
Your friend opens an eligible account
Just like that. Everybody wins.
FAQs
What is the Friends of First program?
Friends of First is a simple, rewarding referral program. Share your personal link, and when someone opens a qualifying checking account, you both earn $50. You can earn up to $2,000 per year.
How do I join the program?
Sign up using the form on this page. Once you’re enrolled, you’ll receive your personal referral link to share.
How much can I earn?
You can earn $50 per qualifying referral and up to $2,000 per year in total rewards.
Who counts as a qualifying friend?
A qualifying friend is someone who:
- Does not currently have a primary checking account with First Financial Bank
- Opens a new personal checking account within 30 days
- Keeps the account actively maintained for 90 days
How long does it take to receive my earnings?
Rewards are processed after your friend completes all program requirements, including the 90-day account activity period.
How do I share my link?
You can share your link by text, email, social media — or any way you prefer.
Are businesses or organizations eligible to join?
No. The program is for individual participants only.
Can I refer more than 10 people?
Yes. You can refer multiple friends. Rewards are capped at $2,000 per year and additional referral limits apply.
Does my friend need to use my link?
Yes. They must use your unique referral link during account opening for the reward to be tracked.
When must my friend open the account?
Your friend must open their new personal checking account within 30 days of receiving your referral link.
What type of account must my friend open?
A qualifying personal checking account with First Financial Bank. Eligible account options will be shown during the online application.
What if my friend closes their account early?
If the account closes before meeting the 90-day requirement, neither party receives the referral reward.
Is there any cost to join Friends of First?
No. It's completely free to participate.
1. Friends of First referrals available to First Financial Bank customers only. First employees are not eligible to participate. All participants must be 18 years of age or older. There is a maximum of 25 referrals allowed per session, and a maximum of 500 valid referrals per customer throughout the entirety of the Program. Referral rewards are capped at $2,000 per year. Rewards are subject to verification and may be delayed for investigation. Rewards are non-transferable. For each qualifying referral, you will receive $50 and your Friend will receive $50. Restrictions may apply. Program is subject to change at any time. See Program Terms and Conditions for more information.